A Different Kind of Banking Experience Imagine a bank as comfortable as your own living room. One that encourages you to stop and visit - even scan the morning paper while you sip coffee in our spacious reception area. Bankers who don't keep "bankers' hours" - and will even meet with you evenings or weekends if necessary. A bank that is truly customer-driven, flexible and creative - and committed to helping you meet your financial goals. It's all waiting for you at The Wilton Bank. Wilton's Only Hometown Bank Established in 1987, The Wilton Bank is firmly rooted in the Wilton community. Our goal is to provide Wilton area residents and businesses with the kind of banking resource rarely found today: a hometown bank that listens and responds. A bank committed to identifying and meeting the credit needs of local residents and businesses. One that continually strives to provide a level of personal service unmatched in the industry. A bank where all the decisions are made locally - and quickly. At The Wilton Bank, our primary concern is that you feel comfortable banking with us. That means our officers and staff are always accessible. It means you can conduct all of your day-to-day banking transactions with a personal banker, who greets you by name, while you're seated in a comfortable armchair. It means you will have access to a wide range of personal and commercial banking services designed with your needs in mind. And it means you will get all of this plus extraordinarily competitive rates. Why Choose a Hometown Bank? Perhaps the best reason to choose a hometown bank is that only a bank with close ties to the community can fully understand the individual needs of its customers. Consider these examples. If you are seeking a home equity loan, The Wilton Bank offers an innate understanding of local real estate values that out-of-town banks just can't provide. If you are a local business owner, The Wilton Bank can offer you financing flexibility often unavailable from a large impersonal bank that doesn't know your track record. Whether you are opening your first savings account, seeking a commercial mortgage, contributing to your retirement plan, or financing your business needs, The Wilton Bank will work closely with you to develop the best solutions for your financial future. And, since all of our deposits are reinvested in the Wilton area, banking with The Wilton Bank helps contribute to community growth. Caring for the Community The Wilton Bank's officers and staff are dedicated to Wilton, and many volunteer extensive time and effort in support of local programs and institutions. We also make significant monetary contributions to local charities and organizations. Through this combination of community investment, volunteerism, monetary donations and leadership, we continually work to enhance the quality of life in our town. The Ultimate in Personal Service and Convenience The Wilton Bank is a state-chartered, FDIC insured, full-service commercial bank. We offer a unique blend of financial services designed for a wide range of lifestyle and financial needs. For your convenience, we provide two drive-up windows and an automatic teller machine (ATM) in addition to extensive personal banking services. You can also make withdrawals from your account through most major ATM networks worldwide - with no Wilton Bank transaction fees. That means you essentially have access to a Wilton Bank branch office wherever there's an ATM. In addition The Wilton Bank is a member of the SUM Network which allows you to make ATM withdrawals without incurring a machine surcharge at ATMs displaying the SUM logo. Solutions Designed with Your Needs in Mind At The Wilton Bank, we see our role as counselors and advisors, using our professional expertise to help you achieve your financial goals. Rather than take a cookie-cutter approach to banking, we strive to adapt our services to meet your specific needs. For example, unlike banks with rigid loan packages, we will work with you to structure a loan that reflects your financial and cash-flow requirements. Of course, we do offer all the traditional services you would expect, but what sets us apart is our willingness to listen to you, the flexibility of our offerings and our emphasis on customers instead of products.