The Wilton Bank Privacy Notice
The Wilton Bank (the "Bank") respects your right to privacy. At The Wilton Bank, the basis of each customer relationship is trust. You have chosen to do business with The Wilton Bank, and we are obligated to honor that relationship, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals.

The Wilton Bank is committed to taking appropriate steps to provide security and privacy regarding the collection and use of personal information. This notice will help you understand our policies regarding the safeguarding and use of information.

Collection and Use of Personal Information
The collection of personal information is designed to protect access to your personal accounts and to assist the Bank in providing you with the products and services you want and need. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.
  

The Information We Share
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf (such as companies that assist us with mailings) or to other financial institutions with whom we have joint marketing agreements (such as insurance companies or agents or securities broker-dealers).

We may also disclose nonpublic information about you to nonaffiliated third parties, as permitted by law. This includes companies that provide business operations for us. We are selective in choosing these companies, and we restrict the information we provide them to what they need to do their jobs. They are required to comply with standards of security and confidentiality, and they have limits on their ability to release, use, or transfer any information to any other party. We also share information about our customers with selected credit reporting agencies and when complying with requirements of the law and of government agencies. If you decide to close your account(s) or become and inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Limited Employee Access and Safeguards
We have policies in place that are designed to restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. The Wilton Bank also educates all employees about safeguarding customers information and preventing its unauthorized access, disclosure, or use.

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

You can also help safeguard your personal information by taking a few simple precautions. Protect your account, PIN, and customer access numbers. Never disclose confidential information to unknown callers. When banking on the internet, be sure to use a secure browser and current virus detection software, and never open e-mail from unknown sources.

Maintaining Accurate Information
We continually strive to maintain complete and accurate information about you and your accounts. If you ever believe that our records contain inaccurate or incomplete information about you, please let us know immediately. We will correct any inaccuracies as quickly as possible.

Disclosure of Privacy Policies
The Wilton Bank is committed to maintaining the privacy of its customers' personal information. For more information regarding our privacy policies, please contact us at (203)762-2265 or write us at:

The Wilton Bank

P.O. Box 606

Wilton, CT 06897

Consumer Reporting Agencies

If you believe we have reported inaccurate information about your account to any consumer reporting agency, please let us know in writing. Be sure to include your complete name, current address, social security number, telephone number, account number, type of account, specific item of dispute, and the reason you believe the information is wrong. Send your notice to:

The Wilton Bank

P.O. Box 606

Wilton, CT 06897

The Privacy Notice is a summary of our policies and procedures and not a contract. We reserve the right to modify the policies and procedures described in this Policy Notice from time to time.